Many baby boomers who haven’t saved enough to retire well are contemplating delaying retirement. But if working into your 70s isn’t possible or appealing, moving to a place with a much lower cost of living can help stretch your retirement savings and finance a better quality of life.A retirement income of $40,000 per year certainly won’t go very far in Honolulu or Miami, but there are plenty of other places where it can fund a comfortable retirement. If you’re willing to relocate to a place with a low cost of living and affordable housing, this modest retirement income could give you access to interesting activities and top-notch medical care.Producing a retirement income of $40,000 is a realistic goal for many retired couples, even those without a traditional pension. The average monthly Social Security benefit for a retired worker was about $1,230 at the beginning of 2012. For a married couple each receiving the average amount, that’s a retirement income of just under $30,000 per year. Add to that a modest nest egg of $250,000, and that could bring your retirement income to around $40,000 per year, depending on how the money is invested, your draw-down strategy and the inflation rate.To find places where retirees can live well on less than $40,000 per year, U.S. News analyzed recently released 2011 Census Bureau data. We screened for places with the lowest housing costs for people age 60 and older, including mortgage payments, other housing costs, typical rent and the proportion of their income retirees spend on housing costs. Then, among the places where people age 60 and older spend the least on housing, we picked cities with the best amenities, including major medical facilities, services for seniors, colleges, and cultural and outdoor activities.
WAR boutique: Naperville boutique helps raise money for effort to rescue women from human trafficking – Chicago Tribune
“WARCHEST HITS THE HEADLINES AGAIN!!!”
Naperville boutique helps raise money to rescue women from human trafficking WAR Chest sells gifts, clothing to support agency that runs safe houses, teaches skills August 01, 2012|By Amanda Marrazzo, Special to the Tribune 2
Ashley Pitariu is the manager of WAR Chest Boutique in downtown Naperville. The shop sells jewelry, clothing, cards and other items made by women and children who have been rescued from sex slavery, abuse, violence and exploitation. Brent Lewis, for the Chicago TribuneWhen Lauren Jernigan first wandered into the new little boutique tucked away in downtown Naperville last year, she wasn’t sure what it was all about.She just thought it had some pretty things inside.When she learned that WAR Chest Boutique is supported by Women at Risk International, she made it one of her regular shopping stops. Women at Risk International is a worldwide mission, founded in 2006, that helps rescue women and children from human trafficking.”I really think it’s important, as a woman, to be able to support one another,” said Jernigan, a Naperville resident.The boutique sells jewelry, scarves, bags, clothing, cards, books and other items made by women and children who have been rescued from sex slavery, abuse, violence and exploitation.The women rescued through the efforts of WAR and its partners are set up in safe houses, provided support and counseling, educated, and taught skills. With their new skills they create the products sold at the boutiques and are able to live a safe and independent life.The Naperville boutique, which also hosts after-hour private events, is operated by one manager, four part-time employees and 65 volunteers. It has participated in more than 21 community events this past year and will be for the first time be part of the Naperville Independent Film Festival on Sept. 19 at Classic Cinemas Ogden 6 Theaters, 1227 E. Ogden Ave.
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